Sample Budget Calculator
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Sample Super Area
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At ₹13,000/sq.ft
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At ₹14,000/sq.ft
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1,700 sq.ft
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₹2.21 crore
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₹2.38 crore
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1,900 sq.ft
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₹2.47 crore
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₹2.66 crore
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2,400 sq.ft
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₹3.12 crore
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₹3.36 crore
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2,800 sq.ft
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₹3.64 crore
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₹3.92 crore
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These are basic costs before taxes and other charges. A good habit is to add a cushion of several percent for registration, parking and deposits, then confirm the exact figure in writing.
What Is Usually Charged on Top of the Basic Rate
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GST: Applies to under-construction homes. Check the rate in force on your booking date.
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Stamp Duty and Registration: Set by the Karnataka government and calculated on the higher of agreement value or guidance value. Confirm current rates with the sub-registrar or your lawyer.
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Car Parking: Sometimes included, sometimes charged separately.
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Maintenance Deposit and Corpus Fund: Collected at or near possession.
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Floor-Rise and Preferential Location Charges: Higher floors and premium views can cost more per sq.ft.
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Legal and Loan Processing Fees: Paid to your lawyer and bank.
Why the Rate Varies from Unit to Unit
In a G+35 tower, the 5th floor and the 30th floor do not feel like the same home. Height brings better light, wind and views, and developers price that. Expect the rate to climb with floor number.
Orientation matters too. A unit facing open space or the skyline usually costs more than one looking at a neighbouring tower. Corner units with extra windows and the bay window concept can also command a premium because they feel brighter and larger.
Timing is the third factor. Pre-launch and early phases often come with different pricing from later phases. If you are serious, ask when the next price revision is expected.
Payment Plans: What to Ask
Under-construction projects commonly offer a construction-linked plan, where you pay in stages as the building rises, or a time-linked plan with fixed dates. Each has pros and cons. Construction-linked plans protect you if work slows down. Time-linked plans may come with a discount but expect payments regardless of progress.
Ask the sales team for the full schedule in a table, with every instalment and its trigger. Also ask whether the developer has bank tie-ups for home loans, because pre-approved projects can speed up disbursement.
Is ₹13,000–14,000 per sq.ft Good Value?
The number only means something against what you receive. Nikoo Homes 10 offers an 8-acre community, large 3 and 4 BHK homes with two balconies, a bay window concept, and a location near Hebbal, Manyata Tech Park and the airport corridor. For a family that wants space and a planned neighbourhood, that package has appeal.
That said, avoid judging by rate alone. Compare three things across projects: the carpet-to-super-area ratio, the build and specification quality, and the possession date with the developer's delivery track record. A lower rate on a smaller carpet area can cost more per usable foot.
Who This Price Range Suits
Upper-middle and premium buyers upgrading from 2 BHK homes will find the 3 BHK range a natural step. Larger families and buyers wanting a home office or guest room will look at the 4 BHK. Investors may value the area's job base, though returns depend on market conditions and are never guaranteed.
Steps before you book
- Ask for the latest price sheet and brochure with exact super and carpet areas.
- Request a written cost sheet listing every charge.
- Verify the RERA registration number on the Karnataka RERA website.
- Check land title, approvals and the construction agreement with a lawyer.
- Calculate your EMI at a few interest rates and keep the repayment comfortable.
- Visit the site and the developer's earlier work if possible.
Next, view the floor plans, the amenities and the location details.
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